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CULL US Equity
Cullman Bancorp, Inc. /MD/
17.20USD▲ 0.88%
Financial Services
Banks - Regional
96)Comparar97)Tesis →
Market Cap
$95M
Shares Outstanding
6M
P/E (TTM)
26.0×
P/FCF (TTM)
101.7×
Revenue (TTM)
$20M
Net Income (TTM)
$4M
FCF (TTM)
$934,000
— Annual —FY2023
Revenue
$19M
Net Margin
20.3%
FCF Margin
11.5%
ROE
3.9%
Dividend Yield
0.9%
FCF / Share
0.4
Book Value / Share
18.42
CULL US Equity
17.20USD▲ 0.88%
Tesis →

Cullman Bancorp, Inc. /MD/ (CULL): análisis fundamental y valoración

Cullman Bancorp, Inc. /MD/ cotiza a 17.20 USD y tiene una capitalización bursátil de $95M. En los últimos 12 meses ha facturado $20M con un margen de flujo de caja libre del 11.5%. Cotiza a 101.7 veces su flujo de caja libre (P/FCF) y a un PER de 26.0. Datos fundamentales de la SEC EDGAR con hasta 20 años de histórico, insiders, institucionales y valoración DCF.Más empresas del sector Servicios financieros

Price History
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Perfil
BolsaOTCPaísUnited StatesBeta0.14Web↗ www.cullmansavingsbank.com

Cullman Bancorp, Inc. operates as the holding company for Cullman Savings Bank that provides various financial products and services in the United States. It offers personal and business checking accounts; personal savings accounts comprising kids club, Christmas club, certificates of deposits, and individual retiremen…

Múltiplos de Valoración
P/E (Annual)
24.0×
P/E (TTM)
26.0×
P/FCF (Annual)
42.6×
P/FCF (TTM)
101.7×
EV/EBITDA
—
EV/Revenue
—
P/Sales
4.9×
P/Book
0.9×
Rentabilidad (Último Anual)
Gross Margin
—
Operating Margin
—
Net Margin
20.3%
FCF Margin
11.5%
ROE
3.9%
ROCE
—
ROA
1.0%
Effective Tax Rate
21.7%
Métricas TTM
Revenue TTM
$20M
Gross Profit TTM
—
Operating Income TTM
—
Net Income TTM
$4M
FCF TTM
$934,000
EPS TTM
0.5
Quarters Used
4
TTM Period
2023-06-30 → 2024-03-31
Solidez del Balance
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
—
Current Ratio
—
Interest Coverage
—
Working Capital
—
Book Value / Share
18.42
Net Debt / Share
—
Crecimiento (YoY)
Revenue YoY
+17.7%
Net Income YoY
-5.5%
FCF YoY
-44.6%
EPS Diluted YoY
-8.5%
Retorno al Accionista
Dividend Yield
0.9%
Payout Ratio
22.4%
FCF / Share
0.4
CapEx % Revenue
18.6%
Rev / Employee
—
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Smart Money
vs Sector: Financial Services (1099 empresas)
MétricaCULLMediana SectorΔ
Gross Margin—51.3%—
Operating Margin—4.9%—
Net Margin20.3%16.8%+3.5%
FCF Margin11.5%20.6%-9.1%
ROE3.9%9.3%-5.4%
ROA1.0%1.1%-0.2%
Current Ratio—1.19—
Debt / Equity—0.37—
Scoring Fundamental
Capital Allocation
4/ 8Moderada
✓FCF+Free cash flow positivo
✓FCFmMargen FCF > 10%
✗DilucSin dilución significativa (< 2%/año en 3 años)
✓Rev↑Revenue CAGR 3 años > 5%
✗ROCERetorno sobre capital empleado > 10%
✗DeudaDeuda neta/EBITDA < 3× (o posición de caja neta)
✗Mg↑Margen operativo ≥ hace 2-3 años (tolerancia -2pp)
✓Inv.R&D + Capex > 3% de revenue (reinversión en el negocio)