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PEBK US Equity
PEOPLES BANCORP OF NORTH CAROLINA INC
44.61USD▲ 1.90%
Financial Services
Banks - Regional
96)Comparar97)Tesis →
Market Cap
$237M
Shares Outstanding
5M
P/E (TTM)
11.9×
P/FCF (TTM)
11.8×
Revenue (TTM)
$85M
Net Income (TTM)
$20M
FCF (TTM)
$20M
— Annual —FY2025
Revenue
$84M
Net Margin
23.7%
FCF Margin
23.9%
ROE
12.6%
Dividend Yield
2.2%
FCF / Share
3.75
Book Value / Share
29.53
PEBK US Equity
44.61USD▲ 1.90%
Tesis →

PEOPLES BANCORP OF NORTH CAROLINA INC (PEBK): análisis fundamental y valoración

PEOPLES BANCORP OF NORTH CAROLINA INC cotiza a 44.61 USD y tiene una capitalización bursátil de $237M. En los últimos 12 meses ha facturado $85M con un margen de flujo de caja libre del 23.9%. Cotiza a 11.8 veces su flujo de caja libre (P/FCF) y a un PER de 11.9. Datos fundamentales de la SEC EDGAR con hasta 20 años de histórico, insiders, institucionales y valoración DCF.Más empresas del sector Servicios financieros

Price History
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Perfil
BolsaNasdaqPaísUnited StatesEmpleados268Beta0.31Web↗ www.peoplesbanknc.com

Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company offers deposit products. It also originates commercial real estate loan…

Múltiplos de Valoración
P/E (Annual)
12.0×
P/E (TTM)
11.9×
P/FCF (Annual)
11.9×
P/FCF (TTM)
11.8×
EV/EBITDA
—
EV/Revenue
—
P/Sales
2.8×
P/Book
1.5×
Rentabilidad (Último Anual)
Gross Margin
—
Operating Margin
—
Net Margin
23.7%
FCF Margin
23.9%
ROE
12.6%
ROCE
—
ROA
1.2%
Effective Tax Rate
23.3%
Métricas TTM
Revenue TTM
$85M
Gross Profit TTM
—
Operating Income TTM
—
Net Income TTM
$20M
FCF TTM
$20M
EPS TTM
3.64
Quarters Used
4
TTM Period
2025-09-30 → 2026-06-30
Solidez del Balance
Net Debt
—
Net Debt / EBITDA
—
Debt / Equity
—
Current Ratio
—
Interest Coverage
—
Working Capital
—
Book Value / Share
29.53
Net Debt / Share
—
Crecimiento (YoY)
Revenue YoY
+3.6%
Net Income YoY
+21.3%
FCF YoY
-0.1%
EPS Diluted YoY
+21.5%
Retorno al Accionista
Dividend Yield
2.2%
Payout Ratio
26.5%
FCF / Share
3.75
CapEx % Revenue
1.7%
Rev / Employee
312,007
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Smart Money
vs Sector: Financial Services (1099 empresas)
MétricaPEBKMediana SectorΔ
Gross Margin—51.3%—
Operating Margin—4.9%—
Net Margin23.7%16.8%+6.9%
FCF Margin23.9%20.6%+3.3%
ROE12.6%9.3%+3.3%
ROA1.2%1.1%+0.0%
Current Ratio—1.19—
Debt / Equity—0.37—
Scoring Fundamental
Capital Allocation
4/ 8Moderada
✓FCF+Free cash flow positivo
✓FCFmMargen FCF > 10%
✓DilucSin dilución significativa (< 2%/año en 3 años)
✓Rev↑Revenue CAGR 3 años > 5%
✗ROCERetorno sobre capital empleado > 10%
✗DeudaDeuda neta/EBITDA < 3× (o posición de caja neta)
✗Mg↑Margen operativo ≥ hace 2-3 años (tolerancia -2pp)
✗Inv.R&D + Capex > 3% de revenue (reinversión en el negocio)