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UNH US Equity
UNITEDHEALTH GROUP INC
379.30USD▲ 2.87%
Healthcare
Healthcare Plans
96)Comparar97)Tesis →
Market Cap
$340.5B
Shares Outstanding
898M
EV/EBITDA
16.9×
— Annual —FY2025
Revenue
$447.6B
Gross Margin
88.7%
Operating Margin
4.2%
Net Margin
2.7%
FCF Margin
3.6%
ROE
12.1%
ROCE
9.7%
Net Debt/EBITDA
2.3×
Current Ratio
0.79
D/E Ratio
0.72
Dividend Yield
2.3%
FCF / Share
17.91
Book Value / Share
111.51
UNH US Equity
379.30USD▲ 2.87%
Tesis →

UNITEDHEALTH GROUP INC (UNH): análisis fundamental y valoración

UNITEDHEALTH GROUP INC cotiza a 379.30 USD y tiene una capitalización bursátil de $340.5B. Datos fundamentales de la SEC EDGAR con hasta 20 años de histórico, insiders, institucionales y valoración DCF.Más empresas del sector Salud

Price History
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Perfil
BolsaNYSEPaísUnited StatesEmpleados390,000Beta0.62Web↗ www.unitedhealthgroup.com

UnitedHealth Group Incorporated operates as a health care company in the United States and internationally. It operates through four segments: Optum Health, Optum Insight, Optum Rx; and UnitedHealthcare. The Optum Health segment provides care delivery, care management, wellness and consumer engagement, and health finan…

Múltiplos de Valoración
P/E (Annual)
28.2×
P/E (TTM)
—
P/FCF (Annual)
21.2×
P/FCF (TTM)
—
EV/EBITDA
16.9×
EV/Revenue
0.9×
P/Sales
0.8×
P/Book
3.4×
Rentabilidad (Último Anual)
Gross Margin
88.7%
Operating Margin
4.2%
Net Margin
2.7%
FCF Margin
3.6%
ROE
12.1%
ROCE
9.7%
ROA
3.9%
Effective Tax Rate
18.0%
Métricas TTM
Revenue TTM
—
Gross Profit TTM
—
Operating Income TTM
—
Net Income TTM
—
FCF TTM
—
EPS TTM
—
Quarters Used
—
TTM Period
—
Solidez del Balance
Net Debt
$53.3B
Net Debt / EBITDA
2.3×
Debt / Equity
0.72
Current Ratio
0.79
Interest Coverage
4.7×
Working Capital
−$24.3B
Book Value / Share
111.51
Net Debt / Share
59.4
Crecimiento (YoY)
Revenue YoY
+11.8%
Net Income YoY
-16.3%
FCF YoY
-22.4%
EPS Diluted YoY
-14.7%
Retorno al Accionista
Dividend Yield
2.3%
Payout Ratio
65.7%
FCF / Share
17.91
CapEx % Revenue
0.8%
Rev / Employee
1M
Próximos Eventos
Ex-Dividendo
2026-09-14
Pago Dividendo
2026-09-22
Historial EPS
Periodo2026-102026-072026-042026-01
Real—$6.38$7.23$2.11
Estimado$4.15$4.92$6.60$2.11
Sorpresa—+29.7%+9.5%+0.0%
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MétricaUNHMediana SectorΔ
Gross Margin88.7%57.0%+31.6%
Operating Margin4.2%-38.6%+42.9%
Net Margin2.7%-33.6%+36.3%
FCF Margin3.6%-13.9%+17.4%
ROE12.1%-40.4%+52.5%
ROA3.9%-32.0%+35.9%
Current Ratio0.792.84-2.05
Debt / Equity0.720.28+0.44
Scoring Fundamental
Piotroski F-Score
7/ 9Moderado
✓F1ROA positivo (rentabilidad activos)
✓F2Flujo caja operativo positivo
✗F3ROA mejora vs año anterior
✓F4Calidad de beneficios (OCF > ROA)
✓F5Apalancamiento baja
✗F6Liquidez mejora (current ratio)
✓F7Sin dilución accionarial
✓F8Margen bruto mejora
✓F9Rotación activos mejora
Altman Z-ScoreZona Gris
2.97
x1_working_capital-0.079
x2_retained_earnings0.309
x3_ebit0.061
x4_market_equity1.638
x5_sales1.446
>2.99 segura · 1.81–2.99 gris · <1.81 riesgo
Capital Allocation
4/ 8Moderada
✓FCF+Free cash flow positivo
✗FCFmMargen FCF > 10%
✓DilucSin dilución significativa (< 2%/año en 3 años)
✓Rev↑Revenue CAGR 3 años > 5%
✗ROCERetorno sobre capital empleado > 10%
✓DeudaDeuda neta/EBITDA < 3× (o posición de caja neta)
✗Mg↑Margen operativo ≥ hace 2-3 años (tolerancia -2pp)
✗Inv.R&D + Capex > 3% de revenue (reinversión en el negocio)
Histórico Piotroski F-Score
Histórico de Múltiplos